Karikiya Terms & Conditions — Know Your Rights and Responsibilities

Karikiya (karikiya.pro) is an online betting and gaming platform operating under an international gaming licence. These Terms & Conditions constitute a legally binding agreement between karikiya and each registered user.

These Terms & Conditions apply automatically whenever you use the karikiya website, mobile app, or any associated services. The following points are important to keep in mind:

• This document should be read together with karikiya's Privacy Policy and Responsible Gaming Policy.
• Karikiya reserves the right to amend these Terms & Conditions at any time; any changes will be announced on the website.
• Karikiya reserves the right to suspend or close any account that fails to comply with any part of these Terms & Conditions.
• Karikiya is intended for entertainment purposes only — it is not a guaranteed source of income.

You must meet the following requirements to register on karikiya. Registering with false information may result in permanent account closure.

• Age Restriction: Applicants must be 18 years of age or older to register.
• One Account Policy: Only one account is allowed per person, household, or device.
• Accurate Information: You will be required to provide your real name, address, date of birth, and phone number during registration.
• KYC Verification: A copy of your national ID card or passport may be required before making a withdrawal or upon request by karikiya.
• Password Security: Your account password must be kept strictly confidential and must not be shared with anyone.
• Account Transfer: Selling, transferring, or allowing another person to use your account is strictly prohibited.

Karikiya may request additional information or documents at any time. Your account may be restricted until this process is complete.

Deposits and withdrawals on karikiya can be made via bKash, Nagad, and other approved payment methods. Please keep the following in mind:

• Minimum Deposit: The minimum deposit on karikiya is BDT 500. The maximum limit depends on your chosen payment method.
• Withdrawal Timeframe: For verified accounts, payments are generally processed within 15 minutes to 24 hours.
• Minimum Withdrawal: The minimum withdrawal amount per transaction is BDT 500.
• Payment Method: Transactions may only be made using a payment account registered in your own name.
• Charge: karikiya does not charge any deposit fees; however, the payment provider's own fees may apply to withdrawals.
• Currency: All transactions will be conducted in Bangladeshi Taka (BDT).

The following rules must be followed when placing bets on karikiya. These rules apply to all types of betting — Sports Betting, casino, Live Casino, and slots.

• Once a bet has been confirmed, it cannot be cancelled or changed.
• In the event of a dispute over the outcome of an event, karikiya's decision shall be final.
• Karikiya reserves the right to void any bet accepted due to a technical error.
• Odds in live betting can change at any time; the odds applicable at the moment your bet is confirmed will apply.
• The cash-out feature is available only on eligible bets; not all bets qualify for cash out.
• Karikiya reserves the right to investigate any suspicious bet and void it if necessary.

For Sports Betting, if a match venue is changed, or a match is abandoned or cancelled, karikiya's specific policy will apply to the affected bet. Please contact support for more details.

Karikiya regularly offers a variety of bonuses and promotions. Each bonus has its own terms, which are set out in full on the promotions page. The general bonus conditions are:

• Wagering Requirements: A specified number of wagers must be placed before bonus funds can be withdrawn (typically 20x–30x).
• Validity Period: Each bonus has a specific validity period; the bonus will be forfeited once it expires.
• Eligible Games: Bonuses cannot be used on all games; a list of eligible games is available on the promotions page.
• One Bonus Per Person: Each person or household may claim the same bonus offer only once.
• Bonus Abuse: If bonus abuse is suspected, karikiya may cancel the bonus and launch an investigation into the account.
• Welcome Bonus: A 100% bonus on the first deposit is available to new members only.

The following activities are strictly prohibited on karikiya. Violating these rules may result in permanent account closure and forfeiture of funds:

• Participating in match fixing or any form of fraud.
• Placing bets using bots, automated software, or any artificial means.
• Creating multiple accounts to claim bonus offers (bonus hunting).
• Engaging in money laundering or any transactions involving illegally obtained funds.
• Using another person's account or selling your own account.
• Attempting to hack or gain unauthorised access to karikiya's systems.
• Deliberately exploiting odds errors (arbitrage betting).

Karikiya reserves the right to temporarily or permanently suspend a user's account under the following circumstances:

• If any clause of the Terms & Conditions is violated.
• If false information is found during KYC verification.
• If the account has been inactive for an extended period (typically 12 months).
• If self-exclusion has been activated at the user's own request.
• As directed by a legal or regulatory authority.

Users may close their account at any time by contacting the support team. Please ensure all pending funds are withdrawn before the account is closed.

Karikiya places the highest priority on responsible gaming. We want every user to play safely and enjoyably. To support this, we offer the following features:

• Betting Limits: You can set your own daily, weekly, or monthly deposit and betting limits.
• Cooling-Off Period: You may temporarily suspend your account for a period of 24 hours to 6 months.
• Self-Exclusion: You may request a permanent self-exclusion from gaming at any time.
• Reality Check: You will receive periodic reminders about the time you have spent gaming.
• Professional Support: In cases of gaming addiction, karikiya will help connect users with professional support organisations.

To learn more about Responsible Gaming, visit our Responsible Play Page View.

If you have a dispute with karikiya, please follow these steps:

• Step One: Contact the karikiya team directly via support chat. Most issues are resolved at this stage.
• Step Two: If your issue remains unresolved, please submit a formal written complaint via email. karikiya will provide a written response within 7 business days.
• Step Three: If the matter remains unresolved, you may refer it to an international gaming arbitration authority.

The relevant account or funds may be temporarily frozen while a dispute is ongoing. karikiya is committed to resolving all disputes through a fair and transparent process.

Karikiya reserves the right to change, amend, or update these Terms & Conditions at any time. When changes are made:

• A notice will be posted on the website and app.
• Notifications may be sent to your registered email or phone number.
• Updated terms take effect from the date they are published.
• Continued use of the service after any changes will be considered acceptance of the updated terms.